SHIT FUCK DAMN MOTHERFUCKING FUCK FUCK FUCK

Ok well the title speaks for itself. I think the record goes something like this so far
Life: 3,473
Kent:7

I'm sure your wondering now what the fuck is he talking about? It just really hard to even type because I still don't want to believe it happened.

I will no longer be buying that house that I was going to get such a sweet ass deal on. Why you ask? They sold it to someone else. Very fucked up situation. When I found out I was speechless. my jaw hit the ground. I didn't know what to say or even think.

Oh I should mention that since the last post (I know, I know its been a while, besides I'm sure the three of you that read this can wait) I had gotten in touch with a mortgage broker (who fucking rocks) that was going to get me a loan for the house and in the long run I was going to be making money on the deal. I was going to be able to refinance within a year for a lower rate, pay off one of my school loans, credit debt, truck, and still have money to put into the house for a bathroom renovation or something similar. Ugh there I go again reminiscing about how I was GOING to be owning a home. Well thats going to just have to be postponed for at least 5 years.

bah I'm done now blech

Bankers suck

Well as you can imagine someone trying to buy a house has to deal with bankers. The title speaks for itself. They do indeed suck. I'm placing them in the same category as lawyers. It seems no one in the industry wants to give me the facts. Or at least not all of the facts all at once. They like to tell you a few things to get your hopes up that you will indeed be able to get a loanfrom them, then when you actually get in their office they like to stomp out your dream with a lot of hemming and hawing and negative body language. I left my pre-approval meeting with the banker with a knot in my stomach and my brain telling me that with the kind of luck I have I will not be getting approved.

OK OK I know I have absolutely nill for savings but this opportunity to buy the house so cheap isn't going to wait for me to save up some money. My credit is excellent, my debt to income is well within the bank's limits, the house is worth more than twice as much than what I'm paying for it... doesn't all that factor into the equation? My fate is now in the hands of some corporate underwriter so who know's.

Oh one last thing. I think that their should be a complete course in highschool or hell, college for that matter on HOW TO GET A LOAN 101. If its a highschool course it should be the same one that teaches you how to balance your checkbook. Now I'm a college educated person I feel I'm reasonably intelligent... and even I'm confused as hell as to what all goes on when you apply for a loan.